The Child Safety ID Kit helps you keep your child's most important information, photos, and fingerprints in one safe place in case of an emergency. The Grow-Up® Plan is permanent cash value whole life insurance available to most healthy children 14 days old through 14 years old. During age 18, your child becomes the policy owner and the amount of insurance automatically DOUBLES! When your child turns age 21, he or she becomes the policy owner. Applying is risk free and hassle free. Once approved, you'll have a 30-day free look. Your Child Safety ID Kit is yours to keep no matter what you decide.