For different reasons the military has become an unattractive

option after highschool. This leaves less options for young adults

who cant afford college,until now. Here are the steps parents are

taking to prepare their kids to buy a NEW car, move into their OWN

apartment and get a couple of credit cards and so much more, all

before they turn 18.

Step:1 First,you will need to approach a close friend or relative

that has an excellent credit history to act as your grantor.

Step:2 The grantor will then call as many credit accounts as

possible in order to add you as a secondary card holder.

Step:3 When the applications arrive fill them out and then send

them back. Only fill out the applications that ask for the

secondary card holders S.S.N. (Social Security Number).

This action will put a credit history on the secondary card

holders credit report. Amazing!

Step:4 When the cards arrive in the mail in the secondary card

holders name on behalf of the grantor immediately destroy them

because they arent needed in the process of building your credit

history.

Step:5 2 or 3 months after the credit cards have arrived and the

credit card bill has been paid with the secondary card holder on

the account. The secondary card holder should then check their

credit report to check that the accounts have posted.

Step:6 After the cards start to appear on the secondary card

holders credit report they then can start only applying for the

pre-approved credit cards that will come in the mail, for example:

Discover card or Visa etc. and a gas card in their name as the

primary card holder.

Note: You dont have to have a car to apply for a gas card.

Remember, its just to show a good credit status because a

department store interest rate may be too high.

Step:7 Now when the pre-approved cards start to arrive in your name

as the primary card holder keep your debt between 15 and 30% in

your debt to ratio status and remove as many bad credit items from

your credit report as possible. This is how you "dress your credit

report" to qualify for new credit offers.

Also, after a credit history shows up on the secondary card

holders credit report is when the grantor can then take them off

of their accounts.

Step:8 The secondary card holder then needs to open a checking and

savings account in their name and pay themselves monthly by adding

to their savings account.

Step:9 Also, then apply for another credit card (Master or

preferably Visa) from this same bank.

After doing this your credit report will show a good credit history

plus at least three good revolving accounts when it is checked by

financial institutions or car dealerships etc.

AAA CREDIT STATUS!!!

This information is relevent because of the current issues of

today, the state of the military and that NO organizations or

educational institutions has or is currently giving our young

adults the information they need to have a financial HEAD START.

I am a financial author (Amazing Tips How We Went From Welfare To

Wall Street, www.teach-me-how-to-trade-futures--online.com) who has

come to the conclusion that the more our future (young adults) know

about getting a financial HEAD START the better off well all be

(www.buildandrepaircredit.blogspot.com).

Now with the information in this article parents and children alike

will have the information they need to build their credit score,

repair their credit report and remove a bankruptcy,reposession,

student loans and much more...

Kwanza Green,author of publications that help the uninformed,

(www.teach-me-to-trade-futures--online.com) invites you to the

website that will give you and yours a financial HEAD START

(www.buildandrepaircredit.blogspot.com)

About the Author

Too many people arent aware that a good credit status can be accomplished so much sooner.Kwanza Greenwww.buildandrepaircredit.blogspot.com